Comparison of Leading Private Health Exchanges

DMEC Staff@Work, Resources

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This chart compares leading private health exchanges by: Aon Hewitt, Buck Consultants (Xerox), Arthur J. Gallagher, Mercer, and Towers Watson.

Parent Company Aon Hewitt Buck Consultants (Xerox) Arthur J. Gallagher & Company Mercer Towers Watson
Contact Point—local consultant Yes Yes Yes Yes, or mercermarketplace-@mercer.com Yes
Exchange technology platform Proprietary Proprietary Liazon Benefitfocus Owns the ExtendHealth & Liazon platforms
Exchange Name(s), Description, Minimum Employer Size Aon Active Health Exchange, active FTEs; Aon Retiree Health Exchange, Medicare retirees. Minimum employer size: 500 for actives; 5,000 for retirees. RightOpt integrates active FTEs, pre-65 and Medicare retirees, and part-time employees. Minimum employer size: 3,000 for actives, 1,000 for retirees. Gallagher Marketplace serves actives, minimum employer size 50 employees; smaller employers are placed in association plans. Mercer Marketplace serves active FTEs, pre-65 and Medicare retirees. Minimum employer size: 100 both for active employees and retirees. OneExchange serves active FTEs and part-time, pre-65 and Medicare retirees. Minimum employer size: 100 employees for Medicare exchange, no minimum for actives.
Website(s) aonhewittcorporate-healthexchange.com  and  www.aonhewitt-navigators.com buckconsultants.com/rightopt www.ajg.com/solutions/benefits-hr-consulting/exchanges/ www.mercer.com/private-health-exchanges www.towerswatson.com/en/Services/our-solutions/OneExchange
Number of Health Plans in Exchange(s) 20+ national & regional 10+ national & regional 20+ national & regional 10+ national & regional 10+ actives, 90+ retirees, national & regional
Health Plan Self-Insurance Options No, all health plans fully insured All health plans for actives are self-insured Self- and fully insured options Self- and fully insured options Self- and fully insured options
Total # Employer Clients on 1-1-2014, actives. 18 15 Project 500+ by end of 2014 33 3 for FTE employees, 1 for part-time
Total # Lives Covered on 1-1-2014, actives. 600,000+ 400,000 Project 100,000+ by end of 2014 165,000 45,000 eligible FTEs; 30,000 eligible part-time
Total # Employer Clients on 1-1-2014, retirees. 46 19 Focused on active employees initially 19 300+
Total # Lives Covered on 1-1-2014, retirees. 300,000+ served since 2010 50,000 Focused on active employees initially 35,000 500,000+
Narrow network, lower-cost options? Yes Yes Yes Yes Yes
Broad network, provider-choice options? Yes Yes Yes Yes Yes
Other benefits beyond health plan? Most plans add dental, vision; in 2015 adding disability, life and other benefits Dental, vision, pharmacy, supplemental medical, telemedicine 20+ benefits including: disability and life 20+ benefits including: dental, vision, pharmacy, disability, legal, auto, home, pet 10+ including: dental, vision, pharmacy, wellness, disease management; more in 2015
Data Warehouse with Bench-marking? Verisk Health Truven Health Analytics Proprietary Integrated with several vendors Proprietary, for self-insured employers
Wellness programs in Exchange(s)? No Yes, full suite of resources including a personalized action plan Yes, expanding these programs Yes, or integrate with existing vendors Wellness programs and incentives are incorporated into plan design
Incorporate Wellness Incentives? Yes Yes Yes Yes Yes, incorporated into plan design
Decision Support Include Physician Lookup? Yes + hospitals + Rx formulary Yes Planned, via link to carrier websites Via link to carrier websites Yes, highly integrated into the exchange
Mobile access to Exchanges? Yes Yes Planned Yes Yes; medicare.oneexchange.com is mobile-optimized.

 

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