Americans across the socioeconomic spectrum face numerous barriers to financial wellness, affecting everything from the quality of their child care to planning for retirement. Prepared or not, most Americans are at least aware that they should attempt to save for emergencies and retirement. Most, however, overlook taking the right steps to protect against one of the greatest threats to their overall financial security: being unable to earn a paycheck as a result of a short- or long-term disability.
To better understand the state of financial wellness in our country, Prudential conducted an extensive study of the financial health of a cross-section of the U.S. population. Taking these results into consideration, this white paper outlines ways employers can help their workforce return-to-work and remain productive, even in the face of financial uncertainty.