Wellness Meets Loss Engineering

By Gary Anderberg, PhD

SVP Claim Analytics
Gallagher Bassett

Many wellness programs are available to employees upon offer, but which ones are likely to provide the greatest benefit for your workforce? Have you talked to loss engineering recently to understand the kinds of injuries that are hurting your workforce seriously and frequently? Could particular wellness services help your people cope, avoid injury, or recover quickly with less residual impact? Are your workers’ compensation (WC) people involved in the acquisition, application, and review of wellness benefits?

Key information from the WC program can tell you what you need to know about employee health and job-related accidents and disabilities. Good loss engineering data looks at three factors concerning on-the-job injuries: type of injury or cause, body part injured, and severity as measured by the duration of time loss and the cost of related medical care. Additionally, you can look at these metric sets annually for important comparisons: your internal trends company-wide and by operating division or location over the last three to five years and externally against the industry at large.

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