Common disability plan provisions can have far-reaching impacts on your organization. Understanding these offerings is the foundation for navigating common reasons for denial that lead to employee appeals and escalations. The reach of these plans goes far beyond the plan itself; disability plan durations influence the health — and ultimately, the absence rates — of your workforce, inform an organization’s Diversity, Equity, Inclusion, and Accessibility (DEIA) strategy, and impact overall absence program compliance.z

In this session, we will explore basic disability plan design provisions and connections to employers’ overarching health and productivity and DEIA strategies. We will review common denial reasons and Employee Retirement Income Security Act (ERISA) requirements for claims and appeals purposes.