As your leave programs grow in complexity, are you confident you’re leveraging every financial advantage available? Many organizations are overlooking how the IRS Section 45S employer credit can directly support their PFML and STDI strategies. With ongoing legislative momentum and widespread use of insured leave products, the premium-based path under 45S is becoming an increasingly important, and often misunderstood, opportunity for absence and disability management professionals.
This practical session demystified how the premium-based path works, where it fits within modern leave program design, and what employers need to consider before claiming the credit. We walked through how PFML or STDI products can align with Section 45S requirements, where caution is required (especially around state-mandated programs), and how to use clean, defensible allocation methods when your policies cover mixed employee populations.
Whether it’s an employer, consultant, or vendor partner, this session equipped attendees with the insights needed to optimize leave program operations while remaining fully compliant.
